Kontribusi GCG Dalam Meminimalisasi Risiko Profil Dan Meningkatkan Kinerja Keuangan Bank Umum
DOI:
https://doi.org/10.36815/prive.v5i2.2164Keywords:
NPL, LDR, GCG, ROAAbstract
Penelitian ini bertujuan untuk meneliti kontribusi GCG dalam memoderasi pengaruh risk profile terhadap ROA pada bank umum Penelitian yang digunakan sebagai acuan pada penelitian ini yaitu penelitian yang dilakukan oleh Zhu dan Yang (2016) yang menyatakan bahwa NPL dan LDR dapat menunjukkan tingginya tingkat risk profile yang dapat mempengaruhi kinerja keuangan. Penelitian yang dilakukan oleh Mongid et al., (2020) menunjukkan bahwasanya GCG merupakan variabel yang sangat penting untuk meningkatkan kinerja keuangan pada bank. Penelitian ini menggunakan metode purposive sampling dengan pemilihan sampel pada penelitian ini adalah bank umum/konvensional. Penelitian ini menggunakan merode SEM PLS dengan alat statistik WarpPLS. Hasil dari penelitian ini yaitu NPL berpengaruh negatif terhadap ROA, LDR berpengaruh positif terhadap ROA, dan GCG dapat memoderasi pengaruh NPL dan LDR terhadap ROA.
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